Thanks Jenna and Jack ... Always great to deal with, yet to have 1 single problem... Worked with them on several occasions and they both do their best to get the lowest rates!!! Even during a pandemic

Don't walk, run from here. Horrible experience as Golden State, Coconut, etc. Fortunately, through my own effort, I was able to overcome the situation they put me in. Promises and results are 2 completely different things to them. Add in the runaround and delay after delay after delay. It's no wonder they ask people to remove negative posts of their experiences. They continue to email and call to this day, several years later. Some emails don't have unsubscribe options, not that they'd respect them anyway. I've been pretty clear when they've called.

I can not begin to say how amazing Billy @ Coconut Funding is. When I was given the number to Coconut Funding we were so defeated by other companies. After being on the phone with Billy for less then 5 mins, we were back in amazing spirits and able to get funding and keep moving forward. We have spoken to other funding companies and just didn't get a good feeling. But with Coconut funding right from the start we felt like we made the right choice to pick up the phone and call them. Billy went above and beyond for us. We will most defiantly be using them again in the future.

We do government contracts for various cities and counties in California. Our accounts receivables at anyone time vary from 350,000 to over 800,000. Every now and than we have cash flow problems that can occur when our government payments are delayed. Last week we were expecting to receive over 350,000 in the mail and by last Wednesday we didn't receive any payments. In the meantime we had weekly payroll that was due exceeding 48,000 and we only had 25,000 in our payroll account. We needed an additional 25,000 to cover our payroll and some additional funds to cover our other immediate expenses. A company was referred to us by a business associate by the name of Coconut Funding, a Mr.John J.C. Anderson, Funding Manager. Within 24 hours John managed to have 40,000 transferred to our payroll account and within 48 hours an additional 25,000 was deposited into our General checking account. Within 48 hours a total of 65,000 was deposited into our bank accounts. This past Monday we finally started receiving funds from our government contracts. John did an excellent job in "quickly" moving forward with expediting our loans at very competitive rates and we highly recommend Coconut Funding and especially John for any business that could have a short term cash flow problem and from what I understand they also do long term lines of credit. G.K. Franklin President

So I was first introduced to Billy Varner 2 about months ago. I was looking for capital for an expansion project and had been turned down by our own 'main stream' bank for the usual reasons...'if you were just a little bit taller or your eyes were just a bit blue-er, you'd have been perfect but alas you don't fit the mould'. I got in touch with Billy who secured an initial offer for me within a few days but being the difficult client that I am , I wasn't happy with the original offer. Billy was incredibly patient and diligent and sought to secure a better offer for me. He actually secured more than twice the original offer within a few more days. Apart from the funds secured, Billy was always very patient, very courteous and professional in dealing with my application. I am grateful we got to know each other throughout the application process and since he found out I was Irish, we have joked our way through many txts (yes he txts you) about unicorns and leprechauns , showing a very humorous and human side to what otherwise is normally a very sterile and clinical process. I look forward to many years working together and I promise I'll be easier to work with going forward but honestly, he's been great. I appreciate you very much.

Billy was very professional and really prompt. Just an all around great experience. I've been in business for 27 years this month - and I've dwelt with a lot of finance professionals over the years. Many suck. Will stick with Coconut Funding in the future.

Billy was on top of things quickly, but also patient while I was waiting on other funding quotes. We could have closed a lot faster if I knew they where going to have the best quote. By $200 a week. Highly recommended Billy and Coconut funding. I will go straight to them next time my company needs a little push to get through a slow period.

John Anderson got the deal done efficiently and in the most professional way possible! He got better terms that I could have tried to get on my own. He helped fund my business so I can take it to the next level. I am forever grateful.

Coconut Funding and I have had some disagreements regarding hidden fees. However Rob Pearlman helped me acquire a line of credit that best suits my businesses' monetary needs. He worked very hard and was diligent. He understood what I was looking for and better yet what I was not looking for, which can be very important. I was very cold and stand offish to him and it did not deter his persistence. I wish to highly recommend him to your company and I look forward to working with him in the future. Terry Savage TVS Construction Services LLC. Florida

I highly recommend using Coconut funding. Billy and Rob helped me through the process and are super nice easy to work with. The deal was funded very quickly!