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RK

01 May 2024, 14:31

  • 1 Review
  • GB

Verified

Excellent lender and underwriter

My Client had a high value barn conversion that had been completed to a very high standard but due to the structure of the build very few lenders would consider lending on it. Lendinvest had a flexible and a common sense approach to the property and thanks to Jordan Thompson productivity we were able to get our client a mortgage offer quickly and easily.

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Caren Palmer-Welch

13 April 2024, 18:40

  • GB

Great communication and speed process…

Great communication and speed process went smoothly and very quick from application to offer

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Sally Heath

03 April 2024, 22:13

  • GB

A great Lender to deal with

A great Lender to deal with. Underwriters communicate well and have common sense underwriting. Good range of tiered products.

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David Hudson

30 March 2024, 15:19

  • GB

I can confidently recommend Lendinvest . . .

I can confidently recommend Lendinvest to you from a long term platform investor point of view. I have been investing continuously since 2016 - many hundreds of thousands of pounds - and I try to invest in every loan that comes onto the platform. In that time there has only been one loan that I remember losing a little bit of capital on but when the interest paid was taken into account, net, I was up on the investment. I have reviewed all the Lendinvest investor Trustpilot 1 to 3 star reviews and I can dismiss all of them based on my experience and understanding of what the Lendinvest platform actually is, does and how it actually performs over the long term*. Retail investors should not invest if they do not understand the nature of investing on the Lendinvest platform. Lendinvest loans are capped at one year so yes because of that and the nature of their lending some loans will run over term. After that Lendinvest balances supporting the borrower & getting repaid. I have encountered no problems with how Lendinvest does that. And I believe Lendinvest gets that balance right. I have found Lendinvest to be extremely professional & impressive as an organisation. My whole experience with them has been exceptionally good. To date I have had zero problems, issues or complaints. I have always found the Lendinvest platform to be very impressive too and very well designed, good looking and easy to use. I also had about £120,000 in two Lendinvest bonds which paid out and paid back on time with no problems. I just want to say a sincere thank-you to all the Lendinvest staff and management. Thank-you for making my experience so happy & positive over the years. I have got a lot out of it, not just in interest paid but also in having had a great experience & learning about your industry too. * One interesting note: because so many loans are paid back on time it can appear that you have a number of in arrears / out of term / a couple of enforcement loans. Indeed you have. But consider this: to get that total you may have been invested in 400 loans. 300 of them have been re-paid so have dropped off the radar. Out of the 100 live loans left, the problem loans now appear to be a bigger percentage of your loan book. Investors have to understand this and keep it in mind. One final small note re 1 to 3 star reviews - dealflow. The pipeline over the year does not produce a consistent number of loans every month. That is not the nature of the industry. As with every industry there are peaks and troughs.

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Emma Ross

28 March 2024, 00:19

  • GB

Edward and Adam were both awesome

Edward and Adam were both awesome. So helpful and responsive. The process was slick and easy. This is what we look for as a broker :)

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Ian Megee

27 March 2024, 18:30

  • GB

Amazing company

Amazing company - great process and communication!

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Moe Miah

06 March 2024, 01:45

  • GB

Jordan Thompson - Phenomenal Underwriter!

Jordan Thompson was assigned as the underwriter on my case. He managed to take my complex income case from application to offer in 6 days! He was diligent on the case and assessed case requirements in a timely manner. My clients are over the moon, and will be moving into their dream home soon! Looking forward to working with Lendinvest in the future and with Jordan in particular! Also big shout out to Abigail and Alasdair who helped with the initial inquiries :)

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Mark Watts

23 February 2024, 00:41

  • GB

Smooth Underwriting Process Fast Turnround

Smooth underwriting process and fast turn round, with an offer available inside 4 working days. As a broker Lendinvest have been a pleasure to deal with. I had a complex income case using director's salary, net profit from accounts (on two limited companies) and some additional partnership income. Needed to use all this income for affordability reasons where using just salary and dividends would fail. I discussed the case initially with Shane the BDM and was able to speak directly to Jordan who was underwriting the case and who fully understood the case and income from the broker's perspective. Really great service, two very happy customers as they had tried themselves to get a mortgage and failed. Many thanks.

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TD

16 February 2024, 03:21

  • GB

Fantastic lender to deal with and big…

Fantastic lender to deal with and big thank you as well to Jordan Thompson in the underwriting team, superb service all round and went well above and beyond what other lenders would do to get a mortgage offer granted.

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Matt W

14 February 2024, 21:50

  • GB

A very happy client and broker

Jordan Thompson at Lendinvest was absolutely phenomenal in both speed and service. I have been a Mortgage Broker for years, and truly notice and appreciate when a lender works like Lendinvest and Jordan did here. Natwest said no to my client, and I placed their residential re-mortgage application with Lendinvest, and it got to Offer stage in 6 working-days, and this included Valuation too! Thank you so much to Jordan and Lendinvest.