Needed 10k for when my dog was hit by a car and needed surgery. Was automatically approved for 5k with scratch pay. First 6months being interest free helped me being able to pay it off quicker. Easy to make payments and simple. Truly greatful this was available because I was extremely scared for my dog at the time who made a full recovery. I don’t wrote reviews but for anyone god forbid in a similar situation I would highly recommend going with scratch pay over other vet loans.

Ease of affordable payments It's very easy to apply. Applying does not affect your credit score. Your wait time for approval is less than a minute. You may pay off early without penalty and CSR was great. I have a sick pup 🐶 and I will use Scratchpay again. My vet advised me to apply. 💯

So thankful for Scratchpay! My dog needed unexpected surgery and my amazing vet let me know about them so i was able to get it done! Interest free if paid off in 6 months which i just did and so grateful for that amazing promotion! I highly recommend!!!

Had a large vet bill and needed help paying it. Scratchpay came through for me

Scratchpay was there for us when our fur baby was so sick! We just didn’t have the money to take her to the vet at the time and we applied for a Scratchpay account and thank goodness we were approved. We ran into a little trouble when my husband had to suddenly have a triple heart bypass. We got a little behind but they were so gracious and worked with us until we could get caught up. So grateful for them and highly recommend!

It was very easy to use system. The customer service people are very helpful and all we can say is thank you. You helped us in our time of need to help a member of our family.

Easy to apply and pay the bill!

Easy to borrow, easy payoff plan. Wouldn’t be able to give my dogs vet care without it.

I used this to pay for surgery for my dog. So easy to use and was incredibly helpful at the time!

I’ve been getting loans through Scratch pay for years and I absolutely love them! My puppy had to have emergency surgery for an obstruction and I couldn’t afford it but with Scratch pay I was able to get the loan immediately and my baby got his surgery. Easy and cheap payment plans. Great customer service. I love that you can pay up so many months in advance. I highly recommend!