I am so grateful for scratch pay. My dog needed an emergency surgery and without them I wouldn't have been able to do it and I would be without a puppy today. But now she's in great shape and I am so grateful. Thank you. Scratch pay for trusting us.

Our dog was diagnosed with cancer and required specialist appointments and assessments. We already had an account open with Care Credit but, it was not enough to cover the vet bills. Our veterinary clinic suggested Scratchpay so, we applied. I am so happy we did. It enabled us to get all the services and care we needed for our dog and really put our minds at ease. They are so easy to work with and offer different options to pay off the amount you need with as little to no interest, based on your circumstances. So thankful for the assistance at a time in our lives that was so difficult to navigate. Thank you for your support and assistance. Our family is forever grateful.

Appreciate the assistance so my dogs could get the necessary medical services. I would have liked to have been able to set up an ach but it never seemed to work properly. Otherwise it was great!

Thank you Scratchpay for helping with my pet emergency!!!

Easy to use the app, gives people the option to pay off either monthly or however much they want whenever. Found it really helpful to use Scratchpay so that I didn’t have to pay a large lump sum of money for my dog’s procedure all at once. Interest does accumulate every day, but I believe there is a zero interest promotion if the loan is paid off within 6 months.

Quick funds and reasonable payment plan

In a desperate time of need, Scratchpay has been there for me, and I am sure they will be again! Thank you very much for your easy and convenient services.

Very thankful for scratch saved my cats life

This loan helped me out when I needed it the most. Super easy to make a payment with the app. Will definitely use again if needed. Thank you for helping me with my fur babies

Scratchpay is a lifesaver. It helped me through a few minor pet emergencies and it’s so user friendly. I will only use them going forward. Not sure what specific date (this review system asks), but I’ve held a total of 6 small loans $643 being largest and only 4 loans I am still paying on.