After my cat broke his leg, I had no funds at the time to cover the almost $2000 procedure. I was approved for a payment plan through scratch late that evening while at the hospital. Although no one likes having to pay off a loan, Scratch did make it easy and convenient to make payments and gave me plenty of notices on late payments so I did not forget.

I really appreciate this payment plan although we technically paid 2000$ for a pet that is no longer here with us wish they helped us get ride of the bill but that’s not how this works I’m just glad we got the payments over with. But other than that it’s helpful for anyone that has their pet still alive and needs this type of help!

Just the ease of getting approved in an emergency situation for our fur baby. We eventually lost our fur baby Cookie but we did not have the added stress with it worrying about paying the bill upfront. We paid the bill off without paying interest as well. Thank you for your help in a dire time. This is the 2nd time we used your services. I would recommend it to anyone.

So thankful they offered this plan to me when my cat needed emergency surgery and complications were adding up. I was able to save my fur baby with this and did not have to go the other route.

If it wasn’t for Scratch Pay don’t know what I would have done My dog was very sick & needed help quickly but I couldn’t afford it Having a payment plan insured my dog could get the help she needed Thank you so much for your help Very much appreciated

Horrific predatory financing. I have never felt like I made any progress in paying this down, every time I'd look there was more interest added even though it was a fixed rate loan! what on gods earth. I will never use this service again. Finally paid it off all in one lump sum after it jumped yet another $60. Unbelievable.

Late fees added when payments were made on schedule.

Amazing company I’m so happy to have found this company without this company my cat would have passed away without me knowing what was wrong worth every penny

Incredibly grateful for Scratchpay. Great payment plan options and this saved my dog's life!

It was easy to make payments and without scratch pay my cat would have died. I appreciate the help!