What a horrible experience I wouldn't recommend this to anyone. They overcharge me everytime their computer said the funds weren't available in my account everytime and they would charge me a 15$ fee and the amount kept going higher and higher . I am so disappointed with this place..I fully paid it off this morning. Can't wait to see what happens with this payment now .. so annoyed and what a crappy experience with the customer service as well.. and they can't even take a credit card payment .very difficult to even make a payment .. no happy .no thank you never again !!!

Awesome great experience

The whole experience was so easy! Definitely recommend if you find yourself in an emergency!

Scratch pay is an incredible service that allows families with emergency pet care needs to get their animals. The care they need while breaking up the cost of care into small affordable payments. I am truly grateful for the opportunity to be able to not only help my family, but also do it in a cost-effective manner. Highly recommend!

Silky smooth. Helped lessen the pain of losing my cat (the cost of diagnosis and unfortunately her decline), knowing I didn't have to worry about paying everything up front. No interest if you pay the loan off in 6 months?! A no brainer... Thank You Scratchpay!

I can’t say enough good things about Scratchpay. I could not have been able to take care of my dog and my cat if I had not had this plan. It was fast and easy to use and I even found a vet that I really like.

Due to this service my little Mia got talen care of, Thank you!

If it wasn’t for this plan I wouldn’t have been able to pay for my dog’s surgery. Thank you so much Scratchpay. You really came through for me and I will definitely use your service again.

We found ourselves in an emergency situation and needed funds to try to save our senior dog. The vet told us about Scratch Pay so I immediately went on the website and applied for a loan and was approved in minutes. The option to have 0 interest for 6 months and no prepayment penalties was a great option to have. In the end we lost our beloved Papa Bear but are grateful for the funds that Scratch Pay allowed us to give him a fighting chance.

Needed the money for my fur baby and I didn’t have to worry about payments. I could focus on my baby.