This plan has been a lifesaver on more than one occasion. When we have gotten caught at the end of the month with huge bills or our pets. When you have one that gets hyper thyroidism and then when it passes away within 30 days, it gets real expensive real quick. And they were right there approved it And I have the money within three days.

Love this financing! Our pets are our children and unexpected emergencies come up and I’m so thankful for this lender! Will use again in the future!

Scratch pay was there when I desperately needed them. It was super easy to navigate their app and customer service was amazing. 10/10 would recommend

Horrible instead of increasing your credit the add more accounts you ending paying 80 percent interest I called in to get all my account together and they said no f you guys for taking advantage of people when it comes to the emergency room

I found out about, and was able to use scratchpay, during one of the hardest times in my life. The process was super easy, immediate, and the repayments reasonable. I was able to pay it off before the interest payments kicked in. I highly recommend using it so long as you're confident you can repay it before then.

Thankful for the help with this financial help, it truly helped with our situation 🙏 in our rough decision with our family pet. Payments are low and easily paid off. Will and have recommended this to other people.

So easy to use in an emergency. easy to pay off. will keep using you

Very good and easy to use

Helped me in a pinch. When dog emergency came up. That's the worst when your dog is sick and you have to worry how to afford it. If can help it.

ScratchPay literally saved our dog's life and just in the knick of time! Then when we experienced an unexpected financial hardship, ScratchPay was so kind and patient while waiting for us to catch up with our loan payments. We so much appreciated all the cute, fun-loving ways they gently reminded us of our loan without making us feel too bad for falling behind. It then felt so great to pay them in-full before expected! Thank you, ScratchPay, for being a friend when we really did need one.