Extremely helpful when dealing with high costs of veterinary care. This option was a life saver when unexpected bills arise. I have another big surgery upcoming, and I know I may need Scratchpay again.

Stay away from this company. They love to steal your money. I was put on this plan by a nurse at an animal hospital to pay off the and for the past 10 months I’ve been making payments on time but the interest is too much, it seemed like my payments were not making any difference towards my principal balance. I decided to pay it all off to avoid paying more due to interest and my balance was completely cleared. Now I’m getting charged another balance that supposedly from my principal when I already paid everything.

I’m grateful this was an option when my dog encountered the business end of a buck. However, they really do sell it to you as interest free. And that’s only true if you pay it off in the first six months. The interest amount to nearly 2 full additional payments and that just doesn’t seem right. This seems to be a company that prays on people in a heightened emotional state. Not cool.

difficult to use

Love scrathpay!!

Scratchpay allowed me to get my little Jellybean taken care of in a timely manner. I have already recommended them to 2 other people. I cannot say enough about how easy it was to set up and how nice it was to know this was available.

My family is truly Thankful for Scratch Pay. My Fur baby would have never made it without you. I recommend scratch pay to anyone who is needing assistance. Thank you from the bottom of our hearts.

Thank you so much for helping me with the surgery my Baby Bella needed. I couldn’t have done this without your help. Thank you.

Quick approvals; easy payment process - thanks for this option to pay expensive Vet Bills! : )

ScratchPay really came in clutch for us when we had to take our cat to the ER vet. The bill was more than we could handle at the time, and this gave us peace of mind when we needed to focus on our kitty.