So grateful to have this plan to take care of my senior dog, she is 13yrs old and is aging slowly thanks to the fact that this program helps me afford her Vet expenses. On my 3rd program, paid off each before the promo period ends! Super happy with my experience!

Excellent service and payment options!

This was available when I greatly needed help. The experience was easy. Making payments was easy as well.

I Don't know where I would be if it wasn't for scratch pay,really a life saver

Scratchpay literally saved my dog's life. She was rushed to the ER and needed emergency surgery that cost about $8,000. I easily applied and was approved for a scratchpay plan, this was my last resort. The loan literally saved my dog's life because I could not afford the surgery upfront and the alternative to surgery was, well....let's just say she's here because of scratchpay. The interest is very high at 26.90% but I will pay the loan off very fast as I also have pet insurance and once payment is received I will pay the loan off early. So so thankful for scratchpay.

It’s easy and fast to apply for, easy to pay back, and a LIFESAVER for my fur babies!

My cat needed emergency dental surgery. a friend told me about Scratchplan. i just paid off my balance before the deadline "promotional period" (within 6 months) and I paid ZERO INTEREST! * I think? * 4 stars because I just read all the 1-star reviews. I need to go see if I was charged interest. now I am not sure.

Without Scratch Pay my cat wouldn't be here. Thank you for making a loan easy to obtain and the payments were reasonable. Scratch pay was recommended by a family member. I recommend it to everyone.

Easy app, used during emergency visit for my dog, easy to set up recurrent payments. We were able to pay off early and weren’t penalized.

Scratchpay enabled our daughter's service dog to have a lifesaving emergency surgery. We are SO thankful!