I was in desperate need to get help for my cat. I asked for scratch to help me get enough that the vet would allow me to take her in and now she’s getting better. I think these people very much for what they did for me.

The Staff was wonderful and took care of my baby Winston, I couldn't afford alot so the Dr. suggested I try their payment plan. It's a great plan I would recommend it to others for sure

The experience is great because they have live agents to assist you. This is a great option if you can meet their promotions with no interest to pay off before the deadline. Etc. The Internet platform has a few kinks to it but their online service reps are always helpful and patient to help. I appreciate this a lot.

This company was fabulous to deal with. Every single time I did . I appreciate it very much . Thank you

Having Scratchpay available to me enabled me to be able to get the veterinarian care my cats needed. It is easy to use and quick to apply for. The payment plans are affordable and you can pay conveniently online. I had questions for the customer service representative and they are real people who answered, and were very helpful. I highly recommend Scratchpay !

Very easy to navigate website

DISHONEST, TOTAL FRAUD COMPANY. THERE is NO 6MONTHS ZERO INTEREST PLAN. THEY FORCED A 12MONTH PLAN UPON ME WITH 32.9 PERCENT INTEREST- CUSTOMER SERVICE TOTAL SHAMELESS IN THEIR ANSWERS. FEDERAL AGENCIES SHOULD LOOK INTO THIS SCAM/CON COMPANY AND STOP THEM FROM CHEATING UNSUSPECTING CUSTOMERS. VERY BAD COMPANY.

This was very helpful in a pet emergency situation where the balance came to over $900. It was relieving to know, considering the 29.9% APR, that I could pay it off, interest free, after 6 months. I did not take advantage of that promotion but am paying it off two months early saving about $11 in interest.

Scratchpay made it possible to save our critically ill cat. The process to apply for and use the plan was simple and stress free during an already difficult time. Making payments and managing the account was just as easy with the app.

Scratchpay has been a tremendous help when I have had to take Bailey to the Vet.