Scratchpay was there when our puppy got sick and we didn't have money put back for the emergency vet. It was super easy to use and offered plans that were reasonable. I would use them again without a second thought.

Great experience ! App always notified me and showed me when I paid ,love it

The ScratchPay option to take care of the large bill for our dogs veterinarian visit was a huge help for us in our bad financial state.

Was good plan that helped me to treat my cat.

I made a 5k payment on 8k bill and they took the whole 8k in two separate payments. 1 with the 5k I authorized and the other 3k that I did not. Then told me it would take 5-15 days for it to be refunded. What a terrible service.

It was an easy app to use. It was easy to qualify for scratch pay, but it didn't save my cat unfortunately.

Every single time I made a payment online or via the app, it would take additional money out of my account. For example, today I made a payment of $350 and it took out $350 plus and additional payment of $60 and there was nothing that told me it was going to do that. Plus God forbid you get behind on a payment, they will hound you and threaten collection activity right from the start.

This was a life saver! easy to apply! Easy to pay! I was able to pay off the balance before the end of the 0% APR offer expired, so i paid no interest! I have told so many people about Scratch Pay and now changed my vet office to ensue they accpt Scrath Pay Plans!

I was so thankful for a plan like Scratchpay when my baby's vet bills exceeded the amount I could afford. Scratchpay has been easy monthly payments and just a good experience.

My dog would never have been able to get the surgery he needed had I not had Scratchpay. His quality of life is right back to where it was as a brand new puppy, he's happy and better than ever, and it's because I was able to use this tool to help fund that. Thank you for helping me give my dog the freedom to run and play without fear of a bad leg.