this is so helpful if you need to take care of your furr baby and don't have the funds at the moment. the app is super easy to use and very user friendly :)

Absolutely amazing, I had an unexpected Lil pup fall into my life and she had a pretty bad skin issue and I was stressing about how to help her, and because of Scratchpay I was able to get her seen by a vet they got her all better. I love how easy it was to apply and to make payments.

It gives me major relief when I go to the Emergency vet for something completely unexpected and I don't have to wrack my brain for the entire bill right away. It had been a tough year financially for me in 2023 and having scratchpay to break the big bills into installments is also fantastic!

Scratchpay has been a blessing. Customer service has been good. It is convenient and a great resource. I highly recommend using Scratchpay.

Our dear Halo got sick and we didn’t have the funds needed so we turned to Scratchpay and they were there for use. Thank you for help in a time of need

I've used Scratchpay a couple times. Customer Service is always pleasant when I have questions and the payment plans are always affordable.

our daughters service dog and multiple growths thay needed to be removed and biopsied. Thank goodness they were benign. Scratch pay made the 2 payments small enough to be paid easily over a year. Thank you.

This loan was a life saver for our dog when she needed surgery. Surgery was a success, and this loan covered all the bills. We were able to pay it back within the 6 month interest free period, and my family was thankful that we were able to get the surgery done quickly thanks to Scratchpay.

Very Pleased being able to sign up with Scratch pay for taking care of my dog, Percy at Ideal Veterinary Hospital in Oak Ridge, TN! Simple, Easy, A Real Pleasure, A+, Thank You So Much!

Scratch Pay helped save our dogs life when we didn’t have the funds available to pay an emergency clinic in full for his treatment. Repayment was convenient.