I highly recommend it

Both my cat and dog got sick at the same time and I had no idea how I was going to cover both. Scratch pay allowed me to quickly and easily cover both and then pay it off over a year.

Scratch pay allowed me to take my three great danes for yearly check. Two have went through heartworm treatment for 1 year. A must have checkup was only possible through this program. The process was easy. Approved immediately and very affordable payments. Customer service is very friendly and knowledgeable.Would definitely recommend.

This is a great service and is always there when things pop up withy furbabys

Awesome customer service. Simple, easy to use website to check history payments and upcoming payments.

I was going through a really stressful time with my animals and having an emergency, Scratchpay was there for me. It was easy and simple, fast and they were wonderful. Highly recommend Scratchpay.

Scam alert! Barriers to pay off for no interest Veterinarian who helped my dog pass suggested this method. No interest if paid in full in 6 months. Great $880. Agree to 6 months no interest. Setup with bank auto payments are the only way to get no interest. First month proper amount taken. 3rd half the amount out. Contact customer service they say oh it was automatically changed to spread out a year then @ 26% interest. They say system can't change automatic amount. Can't pay more because their system automatically reduces amount plus a $2.50 transactions fee. Now they say set up with your bank no fee. Won't work with my bank...failure must use credit card. Customer service calls have been 6 so far. Again transaction fees to pay in agreed timeline. Basically this is a scam to get hundreds of $ from grieving families. Buyer beware - they don't offer the service of no interest fees. Writing my attorney General of my state. Classic bait & switch

They're an immediately f**king tone-deaf company.. I got referred them at a vet clinic. I signed up and got approved, and now I'm getting emails with "woo-hoo!" and "congratulations!" on my incurred debt that I got to f**king kill my cat..

Scratchpay approved my loan the same day I applied for it and literally helped me save my dogs life no questions asked. I had already maxed my credit card and needed help and they wasted no time in rewarding me with the longevity of my dogs life. Thank you so very much Scratchpay. 💜

Super easy application process with immediate answer. Just what I needed with my situation.