This was an easy process to apply, with a quick answer, It was great to be given some months interest free. And adding a payment method plus the entire web site experience was super smooth.

Scratchpay has helped my family through some rough times as our animals got older. Emergency care can be really expensive, but this system works with me to cut big costs from my budget. I will suggest Scratchpay to anyone in a bind, thank you so much!

I really hated that I had to download Google Chrome for no other reason than to pay off my bill, taking advantage of the 0% interest if paid off in less than 6 months (that part was good!). Safari browser is preferred

it was easy to apply and you can do auto pay or not so they don't lock you into a certain day every month, since things change in life.

Super easy to setup and use. Easy and affordable payment plans. Worked out awesome would use again.

I appreciated the help to save my animal but when I signed up the interest free months are always shorter than what they say initially.

When our puppy had a life and death emergency we used Scratchpay to give us the funds we needed for emergency measures that saved her life. It was well worth the fees we paid. She is now a healthy happy one year old running around full of energy & today we paid the loan off. At the time the puppy was so sick we did not have any savings & not so great credit. We are thankful they gave us a chance!

Scratchpay was such a great option last minute! I had half the amount for our pet's emergency surgery and we were so thankful we could get Scratchpay for the remaining fees that we needed to pay. Extremely fast approval and funds are sent right to the vet clinic!

I’ve used SP multiple times for my cats. I have had no problems with them or their service or repayment options. My cats and I thank you.

Scratchpay came through when I didn't have the money to get my dog spayed, but I didn't want to go through another round of her being in heat. Applying was easy and fast.