This is the third time I use Scratch Pay to help pay for unexpected fur baby bills. The application is easy and notifications of approval is fast. I love that the funds go directly to your vet & the payment amount & due dates are pre-set.

This was my 3rd loan and always a great experience. Never had any issue. When we need the most, they are there to help. Is fast and secure.

I waited a really long time to get my teeth fixed. I'll be going in stages. Having scratchpay have me the final push I needed to make it happen though. Being able to stretch payments out on these kinds of bills is beyond helpful.

Easy. I had 1 late payment and they were fast and friendly with helping me get back up to speed.

We had an animal medical emergency that we needed help making the payment to vet over a weekend. Scratchpay allowed us to save our pet and we could pay it off interest free within a reasonable time frame. I’m so thankful for the help.

I love Scratchpay! This company is incredible. I have had a few times where I wasn't able to afford my dog's vet bills and Scratchpay has enabled me to get a loan to pay for her care. You guys rock!

Scratch pay came thru quickly to help me with my sick pet. Low payments and low fees. We are very grateful. ❤️❤️

Scratch Pay was a life saver! My BFF, Sassy needed to have surgery on her eye asap. I didn't have the financial means to do this. I was able to be approved for a loan to cover this unplanned expense

It really helped to have scratch pay when we had an unexpected emergency vet visit. It gave me the peace of mind I could get my pet help and not worry initially about the cost.

If it wasn't for this app giving me the funds when I didn't have them, my fur baby couldn't have gotten help.