Over paid and the interest was terrible

I’ve used scratch pay 3x now for different pets & am so happy I found this payment plan! Would never use care credit every again after using scratch pay - no checking credit score and easy to use!

I have used Scratchpay a few times, they have came to my rescue each time. It seem when an emergency would come up with one of my 4-legged family it couldn't of happened at the most inconvenient time and it would be stressful, how was I going to cover those costs and monthly obligations and keep my head above water and that's when Scratchpay would come in and just be so helpful. Thank you Scratchpay ,you are a wonderful group and I appreciate how quick and easy you make things and made everything possible so I could have my healthy happy pups back home soon and eased my mind regarding the bills from the vet.

I've been using this plan for a long time. It's easy and so needed when my dog(s) have been ill. Thank you Scratchpay!

They never could figure out the direct deposit. Multiple calls to them and they said it was set up correctly but didn't know if it would work"this time". They wanted me to call back at 9pm to see if the payment went through. Or they'd say it would be automatically deducted but the payment would pull from a credit card. Paid off early because it's such a pain to use.

Scratchpay helped us save our Mocha’s life and I will be forever grateful 🩷 On a 4th of July morning, it took less then five minutes from application to approval and off she was to emergency surgery!

I was approved right away if I didn’t get the help from scratch pay I don’t know what I would have done I have 2 puppies and wasn’t ready to let them go

Flexible! Affordable! Just love it!

Easy to apply for help when you need it. Everyone I talked to for information and help was extremely knowledgeable and helpful. The monatary assistance in an emergency situation relieved the burden of needing help with dignity.

Scratchpay has been there in my Cat's emergencies # times. Very helpful and thankful it exists.