Super convenient, nice to have. Was frustrated for a long time unable to pay off the scratchpay balance until the most recent update to the website, glad its fixed, sad I had more interest tacked on because I couldn't pay it before.

I've utilized Scratchpay a couple times now, and I'm so grateful they exist. It's so quick and easy to apply, and you get a response immediately. It's not like applying for a credit card, like Care Credit, which is not nearly as quick and easy. The vet is paid immediately, and Scratchpay will give the vet more should we need it. Payment plan is simple, and there's no penalty for early pay off.

Every time my dog, Jethro, has to have surgery I use scratchpay to cover the bill and pay them back without draining my bank account in one shot. Thanks scratchpay for having both my and my dog’s back!

When I needed the funds for our sick Sadie, as she was dying from cancer, you made it very easy to apply for the loan and the payment plan. Thank you for that.

It was great! Easy to work with

Help at last minute emergency

Scatchpay is AMAZING and helped save my senior dog's life, with a tumor removal surgery!!! I could not believe how professional and helpful, this company was! HIGHLY recommend this company!! They care!!!

I'm very grateful for ScratchPay. They made it convenient to get the surgery my kitty needed, and to make the payments easily each month at an affordable cost. I don't know what I would've done without them. Thank you so much!!

Fast, easy and convenient.

Very fair payment plan! Very convenient as well!